Annual Election Period · 2026

Your AEP readiness checklist

A pre-October checklist for individual Medicare agents — the audit cutoff on 2026-10-15, the carriers to confirm appointments with, the licenses to keep current, and the five standing objections answered in one place.

Timeline

Two months before the audit cutoff

AEP opens on 2026-10-15. The AEPWatch readiness audit reconciles every license, carrier appointment, and certification against that cutoff and flags anything expiring in the next 30 days — so an August surprise does not become an October scramble.

The audit runs in the Dashboard tab of /workspace during August and September, the two-month readiness window. Anything expiring inside that 30-day ring gets pulled to the top of the queue with the carrier it belongs to, so you triage one carrier at a time instead of a single monolithic spreadsheet.

Appointments to confirm

Ten Medicare carriers, one list

These are the ten most common Medicare carriers agents hold appointments with — also the canonical list during /onboarding. Confirm you are appointed with each one before AEP opens, especially if you added a carrier mid-year.

  • UnitedHealthcare
  • Humana
  • Aetna
  • CVS Health
  • Anthem
  • Cigna
  • Kaiser Permanente
  • WellCare
  • Centene
  • Molina
License renewals

Anything expiring inside a 60-day window

Carrier appointments stop mattering the moment a license lapses. The /workspace dashboard surfaces an Upcoming Expiries panel that lists every credential coming due inside the next 60 days, grouped by carrier — first thing you open in the morning, last thing you close before AEP-week.

Five standing objections

The questions agents ask before signing up

The five questions that come up on every pre-AEP call — answered in plain language on the /faq page with one outbound link to the surface each question is actually about.

  1. 1.Is this only for insurance agents?
  2. 2.How does the AEP audit work?
  3. 3.What carriers are supported?
  4. 4.How is my data isolated?
  5. 5.Is there a free tier?
Read next

Where to go from here

Compare plans
Three paid monthly tiers — Solo, Agency, FMO. The waitlist cohort runs free through launch.
Read the FAQ
The five objections, answered — one deep link per question into the surface it's about.
See field stories
Three anonymized agent case studies showing how different roster shapes use AEPWatch day-to-day.
Open the audit panel
The Dashboard tab inside /workspace renders the readiness audit, including the 30-day expiry ring.
Ready when you are

Get on the waitlist before October

The waitlist cohort gets the Audit panel enabled during August and September — the two-month readiness window — with no card required.